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How is my credit score determined?

Beskrivelse:
There are five main factors that determine your credit score, each one weighing differently. The five main factors are: Payment History – 35% Paying debt on time and in full has a positive impact. Late payment, judgments and charge-offs have a negative impact. Outstanding Credit Balances – 30% Keep balances below 50% of limit – below 30% is even wiser. Do NOT close accounts. Pay outstanding debt down as close to zero as possible. Evenly redistribute the remaining balance among open lines. Length of Credit History – 15% The length of time a particular credit line has been opened is important. A seasoned borrower is stronger. Types of Credit (Healthy Mix) – 10% A mix of auto loans, credit cards and mortgages is positive- rather than a concentration in credit cards only. New Inquiries – 10% Don’t “over-apply” for credit. Auto and mortgage inquiries receive special treatment, and 20 inquiries can be made in a 14-day period and will be treated as only one inquiry. Each hard inquiry can cost 2-50 points on a credit score.
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Selges av:	Maria John (0 / # 0) Vurder Maria John
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Annonseid:	429547
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Utløper:	2021.01.12 (om 13 dager)
Lagt til:	2020.09.14
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